What is Chime’s Standard Referral Program?

Chime offers a referral bonus every time you refer someone new using your referral link, and they receive a single qualifying direct deposit of $200 or more!

To qualify for the referral bonus:

  • Your friend must enroll and complete a single qualifying direct deposit of $200 or more within 45 days of opening their account.
  • The qualifying direct deposit could come from the following:
    • Payroll provider
    • Gig instant payout
    • Government benefits

If the terms are complete, both you and your friend will get $100 each!

Referral Incentives

Occasionally, we'll offer incentives to invite your friends to join Chime. We'll notify you through email or in the Chime mobile app when a referral offer is available.

To get started referring friends to Chime, read How do I invite friends to join Chime? (Referrals).

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Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

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