What is Chime’s Standard Referral Program?

Chime offers a referral bonus every time you refer someone new using your referral link, and they receive a single qualifying direct deposit of $200 or more!

To qualify for the referral bonus:

  • Your friend must enroll and complete a single qualifying direct deposit of $200 or more within 45 days of opening their account.
  • The qualifying direct deposit could come from the following:
    • Payroll provider
    • Gig instant payout
    • Government benefits

If the terms are complete, both you and your friend will get $100 each!

Referral Incentives

Occasionally, we'll offer incentives to invite your friends to join Chime. We'll notify you through email or in the Chime mobile app when a referral offer is available.

To get started referring friends to Chime, read How do I invite friends to join Chime? (Referrals).

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Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.

*Chime is not FDIC-insured. The Bancorp Bank, N.A. and Stride Bank, N.A. are the FDIC-insured members. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

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