How do I pay off my Credit Builder card statement?

Here are two ways you can make a payment to your Chime Credit Builder Secured Visa® Card.

Enabling Safer Credit Building

Enabling Safer Credit Building ensures that your balance is paid on time each month. Learn more about it and how to turn it on in What is Safer Credit Building?

Make Manual Payments 

    1. Go to Settings.
    2. Select Account settings.
    3. Tap Safer Credit Building under Credit Builder card.
    4. Tap Change settings.
    5. Tap Turn off Safer Credit Building.
    6. Tap Turn Off.
    7. Tap Make a payment under the balance owed.
    8. You can choose to pay Your total balance or Pay another amount.
      • If you select Pay another amount, enter the amount you want to pay.
      • After reviewing the amount and the account it is being paid from, tap Pay now.
    9. To complete your payment, tap Got it.

You can turn Safer Credit Building back on after completing your payment.

We will notify you by email when your statement is available. Your payment is overdue if it hasn’t been paid by the due date noted on the statement.  You can read more about balances and statements in this blog post: Credit Builder: Understanding monthly statements and balances.

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Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.

*Chime is not FDIC-insured. The Bancorp Bank, N.A. and Stride Bank, N.A. are the FDIC-insured members. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

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