Do you have a fee-free ATM network?

Yes. We have over 60,000 fee-free ATMs nationwide through our partners. To find an ATM near you, visit our ATM Finder in the Chime app or online at


Cash Withdrawal Limits

You can withdraw up to $515 per day via ATM at any ATM, however there is a $2.50 fee every time you make a withdrawal from an out-of-network ATM. Additionally, the out of network ATM provider may charge you an additional fee at their discretion. 

You can also request a cash withdrawal by going into a bank or credit union and presenting your Chime debit card to the teller. This is referred to as an Over The Counter Withdrawal. There is a $2.50 fee every time you withdraw cash this way; and a limit of up to $515 per day.

Any fees incurred as well as ATM and Over The Counter cash withdrawals, funds withdrawn at a POS, and purchases are all subject to the $2,500 maximum amount that can be spent using the card per day.

ATM owner-operators, merchants and participating banks may impose their own lower limits and fees on cash withdrawals.


Can I make a deposit at an ATM?

Unfortunately, we're unable to accept deposits of any kind from an ATM. 

You can deposit cash to your Chime Checking Account at over 60,000 retail locations with GreenDot. Simply ask the cashier to add cash directly to your Chime Checking Account at the register. You can deposit a maximum of $1,000.00 per 24 hours or $10,000.00 per month.

Third party money transfer services used to deposit funds to your Chime Checking Account may impose their own fees and per transaction, daily, weekly or monthly limits on the frequency or amount of cash you may load to the Chime Checking Account. 


What happens if I was accidentally charged an ATM Fee? 

If you were accidentally charged an ATM fee at an in-network ATM, let us know by sending us a message from the Chime app or by emailing We'll look into the issue and credit your account for any mistake.  


What options are available to me if I am not near a fee-free ATMs?

We know our fee-free ATM network could be better. Currently, our product team is looking into ways we can improve it by adding more ATM locations and highlighting alternatives to get cash out for free.

One of those alternatives is getting cash back when making a purchase at a grocery store or pharmacy. Most of these retailers offer cash back as a free benefit for their customers. We know it isn't the best solution, but if you're already headed to a store, it can help you avoid ATM fees.

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Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

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