Can I send a check using my Chime Checking Account?

 

Although fewer checks are written these days, we understand that bills like rent, credit cards, student loans, and other payments may require you to pay with a check. To assist members in these situations, we offer the Chime Checkbook feature. You will have access to Chime Checkbook after your Chime Visa Debit Card has been activated and your Checking Account has been open for at least thirty (30) days.

How does Chime Checkbook work?

Follow these steps:

  1. Log in to your Chime account at www.chime.com or through the Chime mobile app.
  2. In the Move Money section, select Mail a Check.
  3. Add the information for the recipient of the check.
  4. Mail your check(s) anywhere in the 50 states, including the District of Columbia. Checks cannot be sent internationally.

Are there any fees associated with Chime Checkbook?

Chime Checkbook is fee-free for Chime members!

 

How long does it take for a check to arrive or to reach its destination?

Payment requests submitted through Chime Checkbook are processed by 8:00 AM Mountain Standard Time (MST) on the next available business day. We recommend that you provide enough time to allow your payment to reach its destination as it typically takes 3-9 business days to arrive.

Please note that checks cannot be expedited.

 

What are the limits or the maximum amount that I can send using Chime Checkbook?

Currently, there is no limit on the number of checks that you can send per day.

To view your Chime account limits in the app:

  1. Tap the gear icon to open Settings.
  2. Tap Account info.
  3. Tap View Limits.

 

Can I cancel a check?

Yes. Checks can be cancelled as long as they have not yet been presented for payment. If you want to cancel a check, call us at 1-844-244-6363Funds from any cancelled check will be credited to your Checking Account by 8 AM MST on the next available business day.

 

What happens if my check has not been cashed?

All checks that are not cashed become void after 180 days. Funds from any voided check are credited to your Checking Account by 8:00 AM MST on the next available business day.

 

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Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

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