What are my account limits?

The total amount of money you can withdraw or spend each day is limited, but you can make as many individual withdrawals or spending transactions as you like each day. These limits may change at any time, and we’ll notify you by email if they do. 

You can view your current limits in your Chime app with these steps:

  1. Tap the gear icon to open Settings.
  2. Tap Account Info.
  3. Tap View limits.

Keep in mind that the following things count toward your daily purchase dollar limit:

  • Any fees incurred
  • Any ATM withdrawals 
  • Over-the-counter (OTC) cash withdrawals from banks or credit unions
  • Cashback withdrawn at a point-of-sale
  • Purchases

Each of your daily withdrawal and spending limits will reset at midnight Mountain Standard Time (MST) after you reach them.

*ATM owner-operators, merchants, and participating banks may impose their own lower limits on cash withdrawals.

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC.

Was this article helpful?
5397 out of 9465 found this helpful

Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.

*Chime is not FDIC-insured. The Bancorp Bank, N.A. and Stride Bank, N.A. are the FDIC-insured members. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

© 2013-2025 Chime. All Rights Reserved.