What Automatic Savings features does Chime offer?

What is Automatic Savings?

Our Automatic Savings features are designed to make it easier by helping you save money without thinking about it. Chime offers two different Automatic Savings features: Save When I Get Paid and Round Ups.

Save When I Get Paid

When you enable the Save When I Get Paid feature, we’ll automatically transfer 10% of your incoming bank transfers or direct deposits over $500 to your Savings Account.

Round Ups

When you enable the Round Ups feature, each time you use your Chime Visa® Debit Card to make a purchase, we round up the transaction amount to the nearest dollar. The round up amount then gets automatically transferred from your Checking Account to your Savings Account. 

For example: If you make a purchase for $10.27 using your Chime Visa® Debit Card, the total amount charged to your Checking Account would be $11, and the round-up amount of $0.73 will be automatically transferred to your Savings Account when the transaction settles.

Frequently Asked Questions

How do I turn these features on or off?

You can turn either of these features on or off at any time using the Chime mobile app or on the Chime website.

Chime app Chime.com
  1. From the home screen, go to Settings.
  2. Scroll to the Automatic Savings section.
  3. Tap the “Save when I get paid” or “Round ups” toggle to turn it on or off.

           Note: The toggle will turn green if it is on or gray if it is off.

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Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

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