Can I use SpotMe® with Credit Builder?

Yes! You can use SpotMe with your secured Chime Credit Builder Visa® Credit Card if you're eligible and have SpotMe turned on in your app.

Here’s what to know:

• SpotMe can cover purchases and cash withdrawals made with your Credit Builder card, up to your limit.
• The negative balance is repaid from your next direct deposit or transfer into your Credit Builder secured deposit account, whichever comes first.
• Your SpotMe limit is shared between your Chime Visa® Debit Card and Credit Builder card.
• Using SpotMe with Credit Builder does not impact your credit score or credit reporting.

For more information on SpotMe, read What is SpotMe®?