How much money can I deposit with Mobile Check Deposit?

When you first get access to Mobile Check Deposit, you can deposit up to $2,000 in individual checks, and up to $10,000 in total checks each month. Your limits apply to both personal and U.S. Treasury checks, although tax refund checks have no limit.

We set your limits automatically based on different risk-based factors like your account history, how long you’ve had your account, and your account activity.

To see your current check deposit limit in your Chime app:

      1. Go to Settings.
      2. Tap Account info.
      3. Tap View limits.

Chime can't manually increase your limits. Increasing your direct deposit amount can help raise your limits, but isn't guaranteed.

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Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

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