We set your Mobile Check Deposit limits automatically based on different risk-based factors like your account history, how long you’ve had your account, and your account activity.
To see your current check deposit limit in your Chime app:
Chime can't manually increase your limits. Setting up direct deposits is one way to increase your limits; otherwise, they are automatically updated over time.
Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.
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