How long will it take to get my money after depositing a check?

You may need to wait up to five business days for your money to appear in your account after using Mobile Check Deposit. This hold time helps us ensure the check clears and allows us to accept more checks through the Chime app.

To view your deposit’s status in the Chime app:

Open your app.
Tap View Transactions under Checking Account.
Look for Pending Deposits.
Under Check Deposit, you should be able to see the date your check is expected to post to your account.

Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.