What is Safer Credit Building?

Safer Credit Building is an autopay feature. It uses the money you have in your Secured Account to pay off your Credit Builder monthly card account balance in full. This can help you build your credit history.

To turn on Safer Credit Building in your Chime app:

1. 1. Go to Settings.
  2. Tap Account settings.
  3. Under Credit Builder card, tap Safer Credit Building.
  4. Tap Turn on.

It's important to keep enough money in your secured account to cover your monthly payment. For more information, read How do I add money to my Credit Builder account?

Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

© 2013-2023 Chime. All Rights Reserved.