What is Safer Credit Building?

Safer Credit Building is an autopay feature. It uses the money you have in your Secured Account to pay off your Credit Builder monthly card account balance in full. This can help you build your credit history.

To turn on Safer Credit Building in your Chime app:

1. 1. Go to Settings.
  2. Tap Account settings.
  3. Under Credit Builder card, tap Safer Credit Building.
  4. Tap Turn on.

It's important to keep enough money in your secured account to cover your monthly payment. For more information, read How do I add money to my Credit Builder account?

Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.

^*Chime is not FDIC-insured. The Bancorp Bank, N.A. and Stride Bank, N.A. are the FDIC-insured members. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.