Safer Credit Building is an autopay feature. It uses the money you have in your secured account to pay off your Credit Builder monthly balance in full. This can help you build your credit history.
To turn on Safer Credit Building in your Chime app:
- Go to Settings.
- Tap Account management.
- Under Credit Builder card, tap Safer Credit Building.
- Tap Turn on.
It's important to keep enough money in your secured account to cover your monthly payment. For more information, read How do I add money to my Credit Builder account?