Why does my Chime app credit score differ from my score from Credit Karma®?

Chime partners with Experian to show you your FICO® Score, which 90% of top lenders use. Credit Karma shows you your VantageScore.® They both serve the same purpose, but are calculated differently.

For more information, read Credit Score Ranges: Where do You Stand?

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Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

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