What should I know about Experian®?

Experian®  is one of the credit reporting companies Chime partners with to help members build their credit history. Once you're enrolled in Credit Builder, you can connect your Chime account to Experian to report your on-time payments to Experian Boost and see your FICO® Score* in the Chime app.

Once you enroll in Credit Builder and activate your card, you can create an Experian account (linked to your Chime account) and start monitoring your credit score:

      1. Open your Chime app.
      2. Tap Get your FICO® Score on the home screen, or go to Settings and tap Credit tracking.
      3. Follow the steps to create your account.

Frequently asked questions

Are Experian accounts secure?

Experian works closely with regulators to ensure compliance with all applicable data protection laws.

How do I disconnect my Chime account from Experian?

Contact us for help disconnecting your account from Experian.

*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

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