What kinds of transactions can I dispute?

You can dispute most transaction types in your Chime app. However, Chime doesn’t accept disputes for certain transaction types, including those related to certain Chime features. These include:

- Bill payments you make with Chime Checkbook.
- Paper checks you mail from your Chime app.
- Save When I Get Paid or round-up transfers into your Savings Account.
- Money transfers between different Chime accounts that are in your name.
- Adjustments that Chime makes to your account balance resulting from disputes with external banks (e.g., a chargeback payment).
- Wage garnishments and levies.

Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.

^*Chime is not FDIC-insured. The Bancorp Bank, N.A. and Stride Bank, N.A. are the FDIC-insured members. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.