Can my direct deposit go into my Savings Account?

Your direct deposit can only go into your Chime Checking Account. However, there are a few ways that you can easily transfer money from your Checking Account into your Savings. The two main ways are:

      • Transferring funds directly into your Savings from your Checking Account
      • Automatically transferring 10% of every direct deposit over $1 or more when you activate Save When I Get Paid.

Frequently asked questions

How do I transfer funds directly to my Savings from my Checking Account?

To transfer funds directly to your savings account from your Checking Account in the Chime app:

      1. From the home screen, tap Move.
      2. Scroll down to Transfer money and payments and tap Transfer Funds.
      3. Make sure you’re transferring from Chime Checking to Chime Savings.
      4. Enter the dollar amount you would like to transfer, tap Transfer, and hit Confirm.

How do I enable Save When I Get Paid?

To enable Save When I Get Paid in the Chime app: 

      1. From the home screen, go to Settings.
      2. Tap Account settings.
      3. Scroll to Savings.
      4. Toggle “Save when I get paid” to the on or off position.

Note: The toggle will turn green if it is on or gray if it is off.

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Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.

*Chime is not FDIC-insured. The Bancorp Bank, N.A. and Stride Bank, N.A. are the FDIC-insured members. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

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