Tax refunds

To direct deposit your tax refund into your Chime account:

    1. Get your account and routing numbers from the Move Money section of your Chime account.
    2. Select direct deposit as your refund method and include your account and routing numbers.
    3. We’ll let you know the moment your refund is deposited to your account.

Frequently asked questions

Can I receive a tax refund direct deposit that is the name of my domestic partner, spouse, dependent, or child?

Chime accepts deposits that have your name listed as payee. If you joint file with a domestic partner, spouse, or dependent, your name must be on the deposit file Chime receive from the IRS. We may ask you for additional identity verification before we deposit your refund.

I’m expecting a large tax refund. Are there any limits to the amount I can direct deposit?

No, there are no limits on direct deposits made to your Chime Checking Account, including tax refunds. We’ll let you know the moment your deposit posts with a transaction alert. Note: Tax refunds typically post on the day listed in the IRS refund tracker, not 2 days early.

How can I check the status of my tax refund?

To check the status of your tax refund, go to the official IRS Refund Status page. In most cases your tax refund will post on the date indicated in the IRS refund tracker, not 2 days early.

Chime will release your tax refund as soon as it is received. If you have notifications enabled, you will receive a push notification when your deposit is available.

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