How do I deposit cash into my Chime Account?

You can deposit cash into your Chime Account at over 85,000 retail locations with our cash deposit partners. Ask the cashier to make a cash deposit directly to your Chime account.

To view your cash deposit limits in the Chime mobile app:

      1. Go to Profile.
      2. Tap Account info.
      3. Tap View limits.

Cash deposits made at Walgreens locations, including Duane Reade locations, do not incur any fees. Other third-party money transfer services that are used to add funds to your Checking Account may impose their own fees or limits such as:

    • Fees per transaction 
    • Daily, weekly, or monthly limits on the frequency or the amount of cash you may add to the Checking Account

Here are some of the many other retailers that accept cash deposits, with their own applicable fees:

    • Walmart
    • 7-Eleven
    • Speedway
    • Dollar General
    • Family Dollar
    • CVS
    • Pilot Travel Centers (Pilot Flying J)
    • Holiday Station Stores
    • Circle K Stores
    • GPM Investments
    • Sheetz Incorp
    • TA Operating LLC (Travel Centers of America)
    • Royal Farms
    • Cumberland Farms Corp
    • Kwik Trip Inc
    • Krause Gentle (Kum & Go)

To deposit cash into your Chime Account:

      1. Take your cash and phone to any of the listed retail locations near you.
      2. Open your Chime app and go to the Move Money page.
      3. Tap Deposit Cash and then toggle to Deposit.
      4. Tap View barcode to view your deposit barcode.
      5. Ask the cashier to scan your barcode and transfer the funds to your Chime account.
      6. Alternatively, tap Deposit with card to use your physical Chime card to initiate a cash deposit.

If you're having trouble depositing cash at a retailer, call us at (844) 244-6363.

*Once the retailer accepts your cash, the funds will be transferred to your selected Chime account. Barcode and debit card cash deposits land in the Checking Account. Credit Builder card cash deposits first go through your Card Account and then land in your Secured Account. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade.

**If you choose to deposit cash using a Chime card, you must swipe your Credit Builder Card or Debit Card to deposit cash into your Chime Account. Our cash deposit partners will not accept the chip or the manual entry of your card number. If the magnetic strip of your card is damaged, you will not be able to make a cash deposit and will need to replace your card. You can request a new card in your Chime app or at www.chime.com.

***As of April 14th, 2025, the following ZIP codes may see additional limits to cash deposits. Cash deposits at most retailers in these ZIP codes will be limited to $190. Deposits at 7 Eleven will be unavailable in impacted ZIP codes. Deposits at Walmart Money Centers will be limited to $1000 per transaction. In order to make a deposit at a Walmart Money Center in excess of $200, you may be asked to provide your name, date of birth, physical address, social security number, and/or a valid ID. Depositing larger amounts at any of these retailers may require multiple transactions and additional per transaction fees. Walgreen deposits remain fee free.

ZIP codes:

  • Imperial County, California: 92231, 92249, 92281, 92283
  • San Diego County, California: 91910, 92101, 92113, 92117, 92126, 92154, 92173
  • Cameron County, Texas: 78520, 78521
  • El Paso County, Texas: 79901, 79902, 79903, 79905, 79907, 79935
  • Hidalgo County, Texas: 78503, 78557, 78572, 78577, 78596
  • Maverick County, Texas: 78852
  • Webb County, Texas: 78040, 78041, 78043, 78045, 78046
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Chime® is a financial technology company, not an FDIC-insured bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

The Chime Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Please see back of your Card for its issuing bank.

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