What are pending transactions?

Pending transactions are transactions that haven’t fully settled in your account. They typically take 5 to 7 business days to settle, which is when the transaction becomes complete and the money has been sent to the merchant in full.

Where can I see pending transactions?

In your Chime app, tap View Transactions, and any pending transactions you have will be at the top.

How to dispute a pending transaction

You may want to dispute a pending transaction for many reasons, including if you think it was made in error. Here’s how you can do that in the app:

      1. Tap View Transactions.
      2. Tap the pending transaction you want to dispute.
      3. Tap Problem with this transaction?
      4. Fill out the questions.

You’ll get a confirmation email with more information regarding your dispute.

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