Pending transactions are transactions that haven’t fully settled in your account. They typically take 5 to 7 business days to settle, which is when the transaction becomes complete and the money has been sent to the merchant in full.
Where can I see pending transactions?
In your Chime app, tap View Transactions, and any pending transactions you have will be at the top.
How to dispute a pending transaction
You may want to dispute a pending transaction for many reasons, including if you think it was made in error. Here’s how you can do that in the app:
- Tap View Transactions.
- Tap the pending transaction you want to dispute.
- Tap Problem with this transaction?
- Fill out the questions.
You’ll get a confirmation email with more information regarding your dispute.