Chime reports your secured Chime Visa® Credit Card activity to the three major credit bureaus*:
- Experian®
- TransUnion®
- Equifax®
We typically report at the beginning of each month, but it may take a few weeks before updates appear in your credit report. That’s because the credit bureaus need time to process what we send.
Note: You might not see credit score changes right away. This delay is normal and expected.
*On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score. Chime will report your activities to Transunion®, Experian®, and Equifax®. Impact on your credit may vary, as Credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.