What is Chime Card, and how is it different from Credit Builder?

• 2% cash back rewards² on rotating categories for members with Chime Plus status³
• 5% cash back rewards² for members with Chime Prime status³
  
• One combined balance to use for purchases and credit building
• No need to move money between Checking and Credit Builder accounts
• New card designs, including a premium metal option
• And continues to help build credit⁴ with on-time payments reported to major credit bureaus

¹To apply for a Chime Card, you must also open a Chime Checking Account. 

²With qualifying direct deposits, earn 5% cash back reward as a Chime Prime member or 2% cash back reward as a Chime Plus member on up to $1,500 of eligible secured Chime Visa® Credit Card purchases. See the Secured Chime Visa® Credit Card - Cash Rewards Program Addendum for limitations and details on earning cash back rewards on your monthly selected category.

³To be eligible for Chime Prime status, receive $3,000+ in qualifying direct deposits to your Chime Checking Account in the past 34 days. To be eligible for Chime Plus status, receive either 1) a single $200+ qualifying direct deposit; or 2) $400+ in cumulative qualifying direct deposits to your Chime Checking Account in the preceding 34 days. Certain products marketed as perks have additional eligibility requirements. While some perks may have associated fees, none of these fees are mandatory to access the perks or to maintain the applicable status. See the Chime Membership Tiers Terms and Conditions for details.