Chime Card1 is our new secured Credit Card. It replaces the older Credit Builder Card with:
- 1.5% cashback2 on rotating categories for members with Chime+ status (See the Chime app for current categories)
- One combined balance to use for purchases and credit building
- No need to move money between Checking and Credit Builder accounts
- New card designs, including a premium metal option
- And continues to help build credit3 with on-time payments reported to major credit bureaus
1To apply for a Chime Card, you must also open a Chime Checking Account.
2With a qualifying direct deposit, earn 1.5% cash back on eligible secured Chime Visa® Credit Card purchases. Please refer to the Secured Chime Visa® Credit Card - Cash Rewards Program Addendum for details and more information on rotating cash back categories.
3On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score. Chime will report your activities to Transunion®, Experian®, and Equifax®. Impact on your credit may vary, as Credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.