Can I use SpotMe® with Chime Card?

Yes! You can use SpotMe with your secured Chime Visa® Credit Card if you're eligible and have SpotMe turned on in your app.  

Here’s what to know:   

  • SpotMe can cover purchases and cash withdrawals made with your Chime Card, up to your limit.   
  • The negative balance is repaid from your next direct deposit or transfer into your Chime Card secured deposit account, whichever comes first.   
  • Your SpotMe limit is shared between your Chime Visa® Debit Card and Chime Card.   
  • Using SpotMe with Chime Card does not impact your credit score or credit reporting.  

For more information on SpotMe, read What is SpotMe®?