Wire transfers
Chime does not process incoming or outgoing wire transfers, including domestic wires. If a wire is sent to your Chime Checking Account routing number, it will be automatically returned to the sending bank. Chime does not charge a fee for returned wires, but the sending bank may have its own fees.
If you need to receive a large payment, ask the sender to use ACH instead. You can provide your Chime routing and account numbers for ACH deposits.
International transfers
Chime does not offer international transfers. To send or receive money internationally, you will need to use a third-party service. Chime does not endorse or have partnerships with specific international transfer providers.
Alternatives for U.S. transfers
Pay Anyone — send money instantly to anyone in the U.S., even if they don't use Chime
ACH transfer — link an external bank account and transfer money in 1 to 5 business days
Chime Checkbook — mail a check to any U.S. address
Third-party apps — Cash App, PayPal, and Venmo all work with Chime