We don’t believe in hidden fees or profiting from our members’ misfortune. That’s why we share exactly what fees may apply and make sure you always know what to expect.
Chime offers a checking account with no:
- minimum balance requirement
- monthly fees
- overdraft fees
- fees for using direct deposit
Cash Withdrawal Fee (ATM or Over The Counter)
- $2.50 per transaction at out-of-network ATMs.
- No fee at Allpoint®, Visa® Plus Alliance, or MoneyPass® ATMs in 7-Eleven® locations.
- Note: MoneyPass® ATMs not in a 7 Eleven location will be subject to fee(s).
Instant Transfer of Funds Out (ITFO) to a linked external account
- 1.75% of the total transfer amount per transaction.
*If you use an ATM outside our network for any transaction, including a balance inquiry, you may be charged a fee by the ATM operator, even if you do not complete a withdrawal. This ATM fee is a third-party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to your Chime Checking Account.