We don’t believe in hidden fees or profiting from our members’ misfortune. That’s why we share exactly what fees may apply and make sure you always know what to expect.
Chime offers a checking account with no:
- minimum balance requirement
- monthly fees
- overdraft fees
- fees for using direct deposit
Cash Withdrawal Fee (ATM or Over The Counter)
- $2.50 per transaction at out-of-network ATMs.
You won’t pay a fee when you withdraw cash from a FCTI® ATM inside a 7-Eleven® or Speedway, or any Allpoint® or Visa® Plus Alliance ATM that’s part of the Allpoint network.
Note: FCTI® ATMs not in a 7-Eleven® or Speedway location will be subject to fee(s).
If you use an out-of-network ATM or get an over-the-counter cash advance, additional fees may apply.
To avoid cash withdrawal fees, you can refer to the ATM locator (“Cash Map”) feature in your Chime app to find one of the 47,000+ fee-free ATMs near you.
Instant Transfer of Funds Out (ITFO) to a linked external account
- 1.75% of the total transfer amount per transaction.
*If you use an ATM outside our network for any transaction, including a balance inquiry, you may be charged a fee by the ATM operator, even if you do not complete a withdrawal. This ATM fee is a third-party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to your Chime Checking Account.