When you make a purchase with your Chime Visa Debit Card at participating retail locations, you can request cash back at the register. Chime does not charge a fee for cash back at the point of sale.
How it works
Ask the cashier for cash back when you are paying for your purchase. Not every store offers this, and policies vary by retailer. Cash back is typically available at grocery stores, drugstores, and some other retail locations.
Tip: Always check the card reader screen or ask the cashier about cash back availability and any fees before you finalize your purchase. Retailer policies can change.
Typical cash back limits
Merchants set their own cash back limits. Common limits are:
Grocery stores: up to $100
Drugstores (such as Walgreens or CVS): up to $40
Larger retailers like Walmart and Target often allow higher cash back amounts than smaller stores. Check with the cashier if you are unsure of the limit at a specific location.
Minimum purchase requirement
Some merchants require a minimum purchase amount before they will allow cash back. This varies by store. Confirm with the merchant before you check out.
Fees
Chime does not charge any fees for cash back at the point of sale. Some merchants may charge their own fee – check the card reader screen or ask before completing the transaction.