Are there deposit limits for large tax refunds?

There are no deposit limits for tax refunds received via direct deposit. You can deposit any amount into your Chime Checking Account. If your tax refund is via a treasury check, the maximum amount depositable is $5,000.


For deposits received via direct deposit over $10,000, additional verification may be required before the funds become available.

If extra verification is needed, you will receive:

  • An email

  • A push notification, if enabled