Chime Prime gives you faster access to Instant Loans* by pre-qualifying you for a minimum of a $100 loan, as long as you’re eligible. You don’t need to wait for a history of direct deposits. In addition, with consistent direct deposits and on-time repayment, you may get larger or longer-term loans sooner.
Instant Loans are only available in some states. If you want to know more about instant loan eligibility in your state, see the Instant Loan Agreement at Chime.com/policies.
If you lose Chime Prime status, you’ll still be eligible for Instant Loans if you continue to meet the eligibility requirements.
If you lose Chime Prime status, you’ll still be eligible for Instant Loans if you continue to meet the eligibility requirements.
*Instant Loans provided by The Bancorp Bank, N.A. and serviced by Chime Capital, LLC (NMLS ID 2316451). Maximum 35.99% APR (annual percentage rate). Eligibility and loan amounts vary based on deposit activity, risk-based criteria, and your use of other Chime products. Instant Loans are only available to eligible Chime members in certain states. See [Chime+/Chime Prime/Instant Loans landing page] for details.